October 17 is Day of Destruction | Call these Congressmen and women

 If there is no budget passed by October 17, Orphans and Widows will be homeless and starving, seniors will go without. Anyone who gets any kind of government benefit will go wanting. 

What? You don't care because you work for a living? Do your elderly parents work? What about grandma and big ma? I'm glad you work cause they will be at your house - all of them!

What happens to your employer if the government is still shut down? You get laid off or fired. Your owner can't get operating costs to fund payroll—he's not taking the hit financially and you wouldn't either if you had to decide.  He or she will close where you work. You won't get any unemployment benefits. No money means no money. There are children right now on the picket line in Washington D.C. because their daycare is closed. (I wonder how mommy and daddy dealt with that if they had to work?) There are pregnant working women who receive Women Infants and Children vouchers for milk, cereal, juice and formula who are under threat that they won't get those vouchers anymore. An article quoted said infant formula in Wisconsin is $15 and last three days (no you cannot water down formula).

Still don't want to march on the faction of garbage or raise your voice in your own defense? Okay. Well.  Guess what your life will be like when you are not able to escape it everyday by running off to work. Think about it. Relatives have been living with you for several weeks now. Things are getting crowded and tense and everybody is worried.

If you have anything of value, you will have to fight to protect it. Violence will visit your household. Scarcity drives people to do desperate things. What about people managing habits? No strip clubs, chick on the side, basketball, live or televised sports events, gym, childcare, food, video games, electricity, running indoor water, ability to flush one's toilet etcetera on top of no cigarettes, beer or whiskey (we know the other hard drugs exist but shall remain nameless. Detox is ugly). Imagine living in a household with a person going through withdrawal, fits and shakes. 

Oh, and to get Obamacare, you still have to pay insurance premiums. If you cannot afford it, then there is state-based insurance, maybe. Each state gets federal dollars to defray the cost of state-based health insurance. Every aspect of our life is touched by the federal government— even the indigent who visit the hospital emergency room in lieu of a regular doctor visit. So, good luck with the shakes and all and diabetic comas and convulsions. Some of us are chronically ill and need on-going medical attention.

These people will touch your lives. Get it? Bad times may not see you but bad times will see someone you have to be around, so this tomfoolery with the government will affect you.

If you live in any of these states, please reach out and call these congressmen and women and tell them enough already. Stop asking about Obamacare Law - that horse has left the gate. It cannot be defunded unless you take the money out of the hands of the People who need it—like the garbage faction is now doing. Restore our government to us and raise the debt ceiling. You can google any of these people to get phone numbers and other contact information.

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Obama, Holder & Comey - photo op

President Barack Obama receives an update on the Washington Navy Yard shootings investigation from FBI Director James Comey, left, and Attorney General Eric H. Holder, Jr. in the Oval Office, Sept. 17, 2013. Defense Secretary Chuck Hagel, far left, and Lisa Monaco, Assistant to the President for Homeland Security and Counterterrorism, also attended the meeting. (Official White House Photo by Pete Souza)

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REMARKS BY THE PRESIDENT ON THE CONFIRMATION OF RICHARD CORDRAY AS DIRECTOR OF THE CONSUMER FINANCIAL PROTECTION BUREAU

State Dining Room THE PRESIDENT: Well, for decades, the middle class in this country was the engine that powered the economy, and that allowed us to all grow together. Hard work paid off. Responsibility was rewarded. It was that basic bargain that made this country great -- that no matter who you are or where you came from, you could make it if you put in enough blood, sweat and tears. But over time, a winner-take-all philosophy began to take hold and it delivered huge rewards to those at the very top, but left everybody else working harder and harder just to stay afloat. A lot of families took on more debt just to keep up. Mortgages were sold that people really didn’t understand and, in some cases, couldn't afford. The financial sector was able to make huge bets with other people’s money. And that strain of irresponsibility eventually came crashing down on all of us. Now, I ran for President to restore that basic bargain. I ran because I believed that our economy works best not from the top down, but from the middle out and from the bottom up, where you’ve got a rising, thriving middle class and ladders of opportunity for everybody. So four years ago, even as we were working on restoring the economy and dealing with the immediate crisis, we also wanted to figure out how do we set new rules for the road to make sure that a few bad apples in the financial sector couldn't break the law, or cheat consumers, or put the entire economy at risk. And I was fortunate even when I was running for President to have some friends like Elizabeth Warren, who had already done a lot of academic work on this and had a whole series of ideas about how we might start making sure that consumers were treated better, and as a consequence, take some of the risk out of the system. And because of those conversations and that work, and because of some terrific efforts by other members in Congress, we were able, for the time in history, to get a consumer watchdog on the job -- to look out for the interests of everyday Americans. And I am very proud to say that last night, Rich Cordray was finally confirmed -- (laughter) -- by the United States Senate to keep serving as America’s consumer watchdog and as the Director of the Consumer Financial Protection Bureau. So we’re very pleased about that. (Applause.) I first nominated Rich for this position two years ago this week. (Laughter.) He was eminently qualified. He had the support of Democrats and Republicans from across the country. A majority of state attorneys general from both parties -- Rich’s former colleagues -- called on him to be confirmed. And for two years, Republicans in the Senate refused to give Rich a simple yes-or-no vote -- not because they didn’t think he was the right person for the job, but because they didn’t like the law that set up the consumer watchdog in the first place. But without a director in place, the CFPB would have been severely hampered. And the CFPB wasn’t able to give consumers the information they needed to make good, informed decisions. Folks in the financial system who were doing the right thing didn’t have much certainty or clear rules of the road. And the CFPB didn’t have all the tools it needed to protect consumers against mortgage brokers, or credit reporting agencies, or debt collectors who were taking advantage of ordinary Americans. As a consequence, last year, I took steps on my own to temporarily appoint Richard so he could get to work on their behalf. And Americans everywhere are better off because he did. And thanks to not only Rich, but his terrific team -- I know many are represented here -- we’ve made real strides, even despite the fact that the agency was hampered by the confirmation process. And I would argue that part of the reason we were able to finally get Rich confirmed today is because he’s shown through his leadership and because of the very hard work that everybody at the CFPB has already done that this is making a difference in the lives of the American people -- a positive difference day in, day out. It’s hard to argue with success. So, yesterday, Richard was officially confirmed. I want to thank Senators from both parties, including Senator Reid, Senator McConnell, Senator McCain, for coming together to help get Rich confirmed. And obviously, Elizabeth, who wasn’t a senator when she thought this up, but is now a senator -- she was poking and prodding people for a long time -- (laughter) -- to help make it happen. Senator Reid’s leadership, in particular, was obviously instrumental in getting this done, and I couldn’t be more grateful to him. And together, we’re giving Americans a guarantee that the protections they enjoy today will still be around next year, and the year after that, and the year after that, and for years to come. While we’re on the topic of nominations, I also want to thank the Senate for agreeing to give my other nominees who’ve waited far too long the votes that they deserve. These are all highly qualified men and women who are just ready to go to work for the American people -- for students and for seniors, for veterans, for middle-class families. Special interests, they’ll always have their lobbyists. They’ll always have the capacity to tilt the system in their favor. But middle-class folks deserve leaders who are going to stand up for them as well on a day-to-day basis, in the trenches. So let me use this opportunity to remind people of what the Consumer Financial Protection Bureau under Rich’s leadership can do and has done already, even in some difficult circumstances. Today, if you want to take out a mortgage or a student loan or a payday loan, or you’ve got a credit reporting agency or debt collector who’s causing you problems -- maybe they're not playing by the rules, maybe they're taking advantage of you -- you have somewhere to go. The CFPB has already addressed more than 175,000 complaints from all across the nation, giving people an advocate who is working with them when they're dealing with these financial institutions that may not always be thinking about consumers first. Today, as part of the CFPB’s “Know Before You Owe” efforts, students and their parents can get a simple report with the information they need before taking out student loans. And more than 700 colleges have joined to make this information clear and transparent. It’s making a difference. And by the way, if you’ve noticed that some credit card forms are becoming easier to understand than they used to be, that’s because of the work of Rich’s team and other folks across this administration have done to make sure that people understand the kinds of debts that they're taking on through their credit cards. Today, veterans have access to tools that they need to defend against dishonest lenders and mortgage brokers who try to prey on them when they come home from serving their country. Today seniors are better protected from someone who sees their homes or their retirement savings as an easy target for get-rich-quick schemes. And thanks to the hard work of folks at the CFPB, so far 6 million Americans have gotten more than $400 million in refunds from companies that engaged in unscrupulous practices. So this is not just some abstract, theoretical exercise. Families, many of them hard-pressed, have money in their pockets, maybe, in some cases, saved a home or were able to send their kids to college, because of the work that Rich and his team is doing right now. And that’s money that oftentimes families didn’t have the power to recover before. So Americans are better off because of what Rich has done as our consumer watchdog and his outstanding team is doing each and every day. And, by the way, that’s just the tangible benefits that we know of, that $400 million in refunds. But part of what happens is when you've got a watchdog, people don’t try as many things. And everybody starts tightening up their practices because they know somebody is watching. And so that has ripple effects throughout our economy. So Americans everywhere are better off because of the work that these folks have done. And now that Rich has gotten the yes-or-no vote he deserved, businesses and consumers have more certainty than they did before that this will continue. So we've come a long way over the last four and a half years. Our economy is growing. Our businesses have created 7.2 million new jobs over the past 40 months. We've locked in new safeguards to protect against another crisis, and we are making sure that we are doing everything we can to change the incentives inside the financial system and try to end tax-funded -- taxpayer-funded bailouts for good. And even though more work remains, our system is fairer and it's more sound than it was when the crisis hit. Of course, we've still got a long way to go to restore that basic bargain, to restore that sense of security that too many middle-class families still are fighting to rebuild. But if we just keep letting people like Rich do their jobs, if we let all these incredible young people know that you're going to keep on going for a long time, you're building something that will last beyond our government's service and we'll be providing protections for generations to come -- and if we keep focused on that North Star -- a rising, thriving middle class, an economy where prosperity is broad-based -- then I'm confident that we're ultimately going to get to where we need to go. So I want to thank everybody. And I just want to give Rich a quick chance to say something. (Applause.) MR. CORDRAY: Thank you. I want to thank the President -- this President, in particular, who has believed in us from the beginning. I want to thank the Senate and the senators for the chance to persevere and be confirmed as the director of this Consumer Financial Protection Bureau. All I ever asked for, all I ever worked for was to have a chance to have an up-or-down vote on the merits, and I thank them for that. For nearly two years, as the President indicated, we have been focused on making consumer finance markets work better for the American people. Today's action -- the action -- I was sworn in by the Vice President this morning, and the Senate confirmation -- means that there will be certainty for those markets and for the industries we oversee. For me, it also reaffirms that our central responsibility is to stand on the side of consumers and see that they’re treated fairly, just as the President described it. It’s something that people deserve. It’s something that they want and need. And we’re there to try to provide it. We will continue that essential work and each one of us -- those of us here and those of us in Washington and around the country who work for this new Consumer Bureau, including most especially myself -- we’re grateful for the opportunity that you’ve given us to serve our country in this important way.